Important Notes, Risk Warning
and Disclaimer
The Haitong MPF Retirement Fund (the "Retirement
Fund") is a registered mandatory provident fund scheme and offers
different Constituent Funds which directly invest in or invest through Approved
Pooled Investment Funds in, primarily but not limited to, equity, money market
instruments and/or fixed income instruments, each with a different risk
profile. The Constituent Funds of the Retirement Fund may not be suitable for
all investors.
● Default Investment
Strategy (DIS) is a ready-made investment arrangement as stipulated in
accordance with the Mandatory Provident Fund Schemes Ordinance mainly designed
for those Members who are not interested or do not wish to make a fund choice,
and is also available as an investment choice itself for Members who find it
suitable for their own circumstances. For those Members who do not make an
investment choice, their contributions and accrued benefits transferred from
another MPF scheme will be invested in accordance with the DIS which may not necessarily be suitable for them. The DIS is
required by law to be offered in every MPF scheme and is designed to be
substantially similar in all MPF schemes. From 1 April 2017, the existing
default investment arrangement of the Retirement Fund (being approximately half
of the relevant contributions being in the Haitong MPF Conservative Fund and
the other half being allocated equally amongst the other Constituent Funds)
will be replaced by the DIS.
● Investors should
consider their own risk tolerance level and financial circumstances before
making any investment choices in the Retirement Fund. When investors select Constituent Funds and/or DIS and are in doubt as to whether a certain Constituent Fund and/or DIS is suitable for themselves
(including whether it is consistent with their investment objectives),
investors should seek independent financial and/or professional advice and
choose the Constituent Fund(s) and/or DIS most suitable for themselves taking into account their
circumstances.
● The investor should
not make investment decisions based on the information from this website alone.
The investor should always read the Offering Documents of the Retirement Fund
for further details (including the risk factors, fees & charges and fund
information) before making investment decisions.
● In the event of (i)
invalid, unclear or incomplete instruction for investment allocation for the
Mandatory Portion and/or the Voluntary Portion (if any), including amendments
which are not properly initialed; or (ii)the allocations of both portions are
not specified or incorrectly specified, the Trustee will invest the scheme
member’s contribution made and/or benefits transferred (if any) in accordance
with the DIS.
● All investments are
subject to risks, including but not limited to investment risks, concentration
risks, credit risks (including issuer and counterparty risks), currency risks,
interest rate risks and liquidity risks associated with the investment. The value
of units may go down as well as up. Past performance is not indicative of
future performance. There is no assurance on investment returns and your
investment may suffer significant losses.
● This website is
intended for Hong Kong residents only. Non-Hong Kong residents are responsible
for observing all applicable laws and regulations of their relevant
jurisdictions before accessing the information contained herein. All
information and materials are prepared for general information purposes only,
nothing should be regarded as an offer to sell, to subscribe, or provide any
recommendation to sell investments or constitutes a guide to the future
performance of the same.
● The Haitong MPF
Conservative Fund under this Retirement Fund is not a guaranteed fund
and does not guarantee the repayment of capital. Fees and charges of a MPF
conservative fund can be deducted from either (i) the assets of the fund or
(ii) members' account by way of unit deduction. This fund uses method (i) and,
therefore, unit prices/net asset value/fund performance quoted have
incorporated the impact of fees and charges.
● Haitong Korea
Fund, Haitong Asia Pacific Fund, Haitong Global Diversification
Fund, Haitong Core Accumulation Fund and Haitong Age 65 Plus Fund which
invest in emerging markets will be subject to higher volatility, liquidity,
political, legal and currency risks.
● Haitong Core
Accumulation Fund and Haitong Age 65 Plus Fund are
tailor-made in response to the DIS. Haitong Core Accumulation Fund will
hold around 60% of its net assets in higher risk assets, such as global equities, and 40%
in lower risk assets, such as global bonds while Haitong Age 65 Plus
Fund will hold around 20% of its net assets in higher risk assets and 80% lower risk
assets.
● Haitong Korea
Fund and Haitong Hong Kong SAR Fund which invest in a
single market will be subject to a higher concentration risk than funds
following a more diversified investment policy.
● Certain information
contained in this website is provided by third parties. Haitong International
Investment Managers Limited uses its best endeavors to ensure the information
and sources used are reliable and that the views and opinions provided herein
are given in good faith. Please seek appropriate independent professional advice if you are
in doubt of any information contained in this website.
● Only English version and Traditional Chinese
version of documents are available for download in this website.
Haitong International Investment Managers Limited ("Haitong International") would like to alert customers to stay vigilant about possible scam calls falsely claiming as Registered intermediary (“RIs”) allegedly related to Haitong International. If you receive any calls claiming to be from Haitong International, please authenticate the caller’s identity (e.g. full name of Registered intermediary and his/her MPF Registration No.). If the caller refuses to disclose such information, please do not continue with the conversation. If you are in doubt, please contact us at (852) 2116 8200 or by email at htiim@htisec.com for assistance.
In respect of the Executive Order 13959 (as amended) signed by the former President of the United States of America "Addressing the Threat from Securities Investments that Finance Communist Chinese Military Companies" (“Executive Order”), MPF scheme participants (“Participants”) who fall under the category of United States person should, however, take note that some of our constituent funds, particularly those with the investment objective and exposure to investments in Asian, China and Hong Kong markets, may result in having an investment exposure to the impacted securities and therefore may not be appropriate for United States persons to invest in as a result of the Executive Order. Participants may wish to visit the United States Department of Treasury website for additional information and are reminded to perform your own due diligence and seek professional advice where necessary for taking appropriate action to avoid violation of any applicable laws and regulations (including the Executive Order).
This website is issued by Haitong International Investment Managers Limited
("Haitong International").
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